Loan Programs

Traditional Solutions:
• Conventional down to 620 FICO
• FHA down to 500 FICO /No Fico Score Option Available
• VA down to 500 FICO / No Fico Score Option Available
• USDA down to 560 FICO
• FNMA Home Ready
• Lender Paid Mortgage Insurance Options
• DU Refi Plus/HARP unlimited LTV
• FHLMC Relief Open Access/HARP unlimited LTV
• FHA + VA Streamline Refinancing

Manufactured Home Solutions:
• Conventional 5% Down
• FHA 30 Year Fixed
• Zero Down VA Loan

2nd Lien Solutions:
• 1st & 2nd Mortgage Piggyback to eliminate PMI
• Alternative Solution to Jumbo Financing

Builder/Renovation Solutions:
• FHA Streamline 203k Rehab
• FHA Standard 203k Rehab
• FNMA Homestyle Rehab

Jumbo Solutions:
• 10% down to $850,000 Loan Amount
• 15% down to $1.5M Loan Amount–No PMI
• VA Jumbo up to $1.5M Loan Amount /Depending on County
• Fixed & ARM Options
• Interest Only Options
• Loan Amounts up to $10M

Senior Solutions:
• Reverse Mortgage Loan

Niche Solutions:
• 15% down on Investment Properties
• Foreign Nationals
• Portfolio
• Non-Warrantable Condos
• 100% Gift Funds Allowed
• Properties on Acreage
• Unlimited Financed Properties
• Non-Occupant Co-Signers Allowed
• Property Flips Less Than 90 days Owned
• Private money /Hard Money
• 4 or more finance property cash out solutions.
• Alternative income /Bank Statements can Used For Income

1% Down / 3% Closing Solution: