Welcome to Referral Lending

We are a Full Service Brokerage

If you’re searching the mortgage market for a home purchase loan or to make your current home more affordable through refinance or debt consolidation; Referral Lending can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Referral Lending, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated by previous customers referring their family, friends and co-workers. We consider this to be the ultimate compliment and appreciate the confidence you’ve placed in us.

Conventional, Jumbo, FHA, VA, we have them ALL

Conventional Loans (Up to $729,950 in some areas)
Jumbo Loans (Over $729,950, over $417,000 in some areas)
FHA Loans – As little as 3.5% down payment on purchases
FHA Streamline Refinance – No Appraisal or Income Verification
VA Loans – No Down Payment on Purchases
Government & Specialty Programs – Programs designed for teachers, police, fire, and state workers. Additional Specialty Loans (40yr, Mobile Home, Reverse Mortgage and more!)

View Special Financing Offers on the “Loan Programs” tab above.

Free Analysis

Refinance: Provide us with a copy of your most recent mortgage statement and we’ll show you how to save money. In the process already? Show us your Good Faith Estimate and we’ll beat it.
Purchase: We can qualify you over the phone, and even provide payment & rate information. Qualification Letter available immediately, when qualified.

Working with one of our associate Realtors? FREE appraisal and credit report ($500 value).