Resources & Tools

Mortgage Rates
Mortgage Calculators
Uniform Residential Loan Application
Spanish Residential Loan Application
Reverse Mortgage Application
Borrower Information*
Lender Loan Information*
Additional Borrower
Unmarried Addendum
Continuation Sheet

There is standard documentation needed in connection with ALL loans on real property. Please make sure everything is as up to date and correct as possible.

1. Residential Loan Application (1003)

2. Triple Bureau Credit Report –We will obtain this for you

3. Driver’s License & Social Security Card –We will need clear copies

4. Two Most Recent Bank Statements (Most Recent Two Statements, All Pages, All Borrowers)

5. Most Recent Two Paystubs {30 day consecutive Stubs} (All Income, All Borrowers)

6. Two Years Tax Returns (W2s & all pages of 1040s tax returns )

7. Insurance declaration page for all properties owned (the home owners insurance policy)

8. Recent mortgage statements on all properties owned

9. Borrowers Authorization Attached signed and returned fax,email,or mail do not need original on website

10. Business tax returns if you own more than 25% of the business

11. K1’s IF you collect income from K1’S

12. On FHA streamline and refinance Loans need copy of “THE NOTE” normally 2-3 pages from your last loan documents

13. Appraisal form completed On Website or will forward when need

14. Any 1099’s received for the last 2 years

15. Retired need social security, disability, or pension award letters showing monthly or yearly amount received

16. Two most recent months of any other types of assets ,401k, IRA,CD Accounts ETC.

17. For Refinancing if you have Solar System need lease agreement or on a Purchase if you are assuming the lease we will need to obtain it also.

18. If current property is In a Trust need the Full Trust agreement or the TRUST Cert/Purchase or Refi

19. If Divorced need full divorce decree and settlement agreements that might be attached.

Additional documentation may be needed depending on the type of loan you pursue. We will let you know ahead of time of needed items.